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PARA PARTICULARES Y PARA FAMILIAS

Nivel de atención médica Oro

Expecting frequent doctor visits or prescriptions? Find out how the Gold level health plan can help cover more of your healthcare costs as you prepare for 2027 Open Enrollment from November 1 - January 15.

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Multigenerational women cooking covered by BCBSOK Gold

Nivel Oro de BCBSOK: maximice su cobertura de atención médica en Oklahoma

Metallic levels are used to group ACA health plans and show how you and BCBSOK share healthcare costs. Plan types like HMO, PPO and POS (Point of Service) show how you get care and which doctors and hospitals you can use.

Each plan level offers a different mix of monthly costs and coverage. How much you pay depends on the plan you choose, where you live, your household size, income and any financial help you qualify for.

With BCBSOK's 2027 health plans, you can expect:

 Deducibles desde:Copagos desde:Coaseguro desde:Máximos de gastos de bolsillo desde:Availible Plan Types: 
Nivel oro$700$020%$7500HMO, PPO 
Plata Level$1000$040%$7500HMO, PPO 
Bronce Level$5000$450%$10150HMO, PPO  
Pregnant woman and man reviewing their BCBSOK Gold coverage

COBERTURA DE NIVEL ORO

What should I consider when comparing coverage levels?

If you or your family expect to use health care regularly in 2027, or have high healthcare needs, a Gold level plan may be a good fit. Gold plans generally have a higher monthly premium than Silver and Bronze, but may help you pay less out-of-pocket when you receive care.

Consider both how often you expect to need care and how much you can afford to pay each month when comparing plans.

Your monthly premium is only part of your overall healthare costs. Deductibles, copays, coinsurance and other out-of-pocket costs can effect how much you pay throughtout the year. Looking at the full picture can help you decide the best option.

 

A BCBSOK Gold Plan could be right for you if you expect:

Hospital Care

Potential procedures or hospital stays

Prescription Costs

Regular or multiple medications

Atención médica de emergencia

A chance of needing emergency services

 

Open Enrollment is almost here

Planning for 2027? Start Comparing Your Options.

Take a look at your plan options now and be ready to enroll when Open Enrollment begins.

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Más opciones de cobertura

Explore Other Metallic Levels

Si no está seguro de que las coberturas de atención médica de nivel Oro sean adecuadas para usted y su familia, conozca nuestros otros niveles metálicos.

Couple reading a laptop for BCBSOK Silver level health insurance

Nivel plata

Seguro de gastos médicos del plan Plata: equilibrio entre el costo de la cobertura y el costo de la atención médica

Silver plans balance monthly premiums with what you pay when you receive care. Expect BCBSOK to cover about 70% whle you cover 30%. If you qualify for cost-sharing deductions, you'll need a Silver plan to use them.

Entender el nivel Plata
Young woman standing at counter covered by BCBSOK Bronze level health insurance

Nivel bronce

Bronze Plan Health Insurance: Lower Monthly Costs

Bronze plans offer lower monthly premiums and may work well if you don't expect to need frequent care. You can expect BCBSOK to cover around 60% of healthcare cost while you cover 40%.

Entender el nivel Bronce

COMUNÍQUESE CON NOSOTROS

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Preguntas frecuentes

Entender las coberturas de atención médica de nivel Oro