Saltar al contenido principal

FOR EMPLOYERS

Seguro de vida y discapacidad

We all know having health insurance is important, but sometimes it's not enough. Our Life and Disability products and services complement our medical coverage and provide additional financial protection for your employees.

Providing Peace of Mind

Life insurance provides peace of mind for your employees and their loved ones in the event of a sudden death. By offering these benefits to your employees, you can help them with one of the wisest decisions they can make to protect those who depend on them.

ícono de paraguas

Seguro de vida

While life insurance isn't easy to talk about, most people know it's important. It can replace lost income, cover burial or other costs and pay off a mortgage.

Read more about Life Insurance
artificial limb icon

Muerte accidental y desmembramiento

AD&D coverage helps if a death or injury takes place because of an accident, such as poisoning, choking, drowning or falling.

Read more about AD&D
Couple looking at laptop

PLANIFICACIÓN DEL SEGURO DE VIDA

Calculadora de necesidades de seguro de vida

If your employees aren't sure how much life insurance is right for them, they can use the Life Insurance Needs Calculator to help estimate the amount their family needs and get a recommendation from an independent source. 

Protecting Your Employees’ Paychecks

By offering disability insurance to your employees, you can help them protect those who depend on them.

Short-Term Disability Insurance

Bills don't stop because someone can't work. An injury or sickness can risk an employee's ability to earn a living. Our plans pay benefits when injury or illness keeps them from working and earning a paycheck. We can tailor solutions to the needs of employers and employees.

Mom hugs newborn baby

Long-Term Disability Insurance

Without a steady income, most people couldn't make mortgage payments, pay their rent or keep up with bills. Our LTD insurance financially protects the employee and their family. It secures the employee's income for an extended period if they're out of work from an injury or illness.

Woman consoling friend with cancer

Discapacidad/Integración médica

Employers can integrate our Health Advocacy Solutions with their disability coverage. This integration drives positive outcomes and enhances the employee's experience while they manage a disability. With this seamless and streamlined process, employees can fully focus on their treatment and recovery.

A patient doing physical therapy

MÁS ALLÁ DE LA COBERTURA POR DISCAPACIDAD

Protección integral

Nuestra historia sobre discapacidad

Hacemos todo lo que está a nuestro alcance para apoyar a nuestros asegurados en la salud y en la enfermedad. For us, it's not only a core value, but it's woven into the DNA of who we are as an organization. Watch our video to learn more about how we stand by our members.

Office Coworkers Collaborating

ATTRACT AND RETAIN TOP TALENT

Los empleadores toman nota

Offering Life Insurance and Disability Benefits is Key to Success

Los giros inesperados de la vida no tienen por qué afectar el bienestar económico de sus empleados. Attract and keep top talent with a range of products that promote health, boost productivity and protect the pockets of your people.

Ancillary Benefits Manager

Benefits Manager provides employers with a wide variety of online tools, services and information to help you administer your ancillary group benefits. Benefits Manager is secure, easy to use and offers you convenient access to your group's billing and coverage information online when you need it.

Features of Benefits Manager include:

  • Membership maintenance
  • Online bill pay
  • Automatic payment option available
  • Policy and certificate retrieval
  • Online claims submission
  • Claims reports
  • Disability Benefits Paid reports
  • Evidence of Insurability reports

Don't have a Benefits Manager account? Inscríbase aquí .

GETTING STARTED

Offer Your Employees Life and Disability Insurance

Contact your BCBSOK sales rep for details on how we can help provide your employees the protection they need.

Seguros ofrecidos por Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Oklahoma es el nombre comercial de Dearborn Life Insurance Company, licenciataria independiente de Blue Cross and Blue Shield Association.