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Flexible Group Health Insurance Plans

With Options Designed to Improve Your Bottom Line

Your health care needs are as unique as your business. That's why Blue Cross and Blue Shield of Oklahoma (BCBSOK) offers health care coverage with a wide variety of options across a range of price levels. We're here to help you find the plan that's the right fit for your business, and the right choice for your workforce. Discover how easy BCBSOK makes it for businesses of all sizes to stay under budget and on top of your employee health.

Let’s Take Care of Your Employees’ Health, Together

Choose from a variety of health care plan options that allow you access to our large network of providers and comprehensive benefits. We're here to help you streamline administration, control costs and meet regulatory requirements. Plus, we'll help your employees enroll in benefits and maintain a healthy lifestyle to deliver better care for your employees and a better value for your business.

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What are PPO and HMO Group Insurance Plans?

  • HMO, or Health Maintenance Organization, plans facilitate coverage through a primary care provider (PCP) from your employee’s choice of physicians within our network.
  • PPO, or Preferred Provider Organization, plans usually carry a higher monthly premium while allowing your employees to choose any physician they wish, either inside or outside the BCBSOK network.

Explore PPO Plans

The BCBSOK PPO network gives you flexible benefit design options at a price you can afford while giving your employees a wide range of benefits and the freedom to visit any doctor they choose.

Blue Options & Blue Options Select PPOSM

Best Fit: All Group Sizes

Support your cost-savings strategy, including the tools to educate your employees about their benefits with the Blue Options or Blue Options Select PPO. Give your employees the widest choice of networked doctors and hospitals at a lower cost than standard PPO plans.

Blue Choice PPOSM

Best Fit: All Group Sizes

The Blue Choice PPO offers your employees their choice of hundreds of participating hospitals and facilities throughout Oklahoma and more than 800,000 doctors and 6,000 hospitals contracting with Blue Cross and Blue Shield nationwide.

Blue Advantage PPOSM

Best Fit: All Group Sizes

The Blue Advantage PPO is our most affordable PPO network and provides comprehensive coverage inside the state, and extensive access outside Oklahoma through BlueCard®. Employees don’t have to select a primary care physician or obtain a referral for specialist care and have the freedom to self-direct their care.

Blue Preferred PPOSM

Best Fit: All Group Sizes

The Blue Preferred PPO provides for the payment of benefits at a higher level of coverage when your employees utilize our exclusive, statewide network of preferred providers of over 600 participating hospitals and facilities in Oklahoma.

Explore HMO Plans

The HMO network provides basic care and prescription medication coverage while coordinating with our care specialists for any necessary referrals. Your employees have a choice of Primary Care Providers from a large network of contracting HMO physicians and medical groups.

BlueLincs HMOSM

Best Fit: 51-150 and 151+ Employees

A broad HMO network with access to over 4,000 physicians, the BlueLincs HMO gives your business a choice of standard, configurable, and custom plan designs to help you and your employees save on premiums.

BCBSOK Supports Your Business

Health care benefits are a crucial part of recruiting new employees and retaining your existing workforce. That's why BCBSOK provides you with the tools, resources, and professional health care expertise you need to maintain the health, productivity, and satisfaction of the employees who help your business thrive.

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