Blue Access for Employers

Blue Cross Group Medicare OptionsSM

Blue Cross and Blue Shield of Oklahoma (BCBSOK) offers employer and union groups a choice when it comes to Medicare health coverage for their retirees. Blue Cross Group Medicare Options include Medicare Advantage, Supplemental Medical, and Prescription Drug plans.

Mayores beneficios, menores costos

Blue Cross Group Medicare Options plans can be custom designed with rich benefits and lower retiree costs than individual Medicare plans. Employers can subsidize the retiree contribution making it affordable as well as cost-effective. Both retirees and their Medicare-eligible spouses can enroll in these plans. BCBSOK members can easily move from their employee plan to their group retiree Medicare plan with little disruption.

Opciones de coberturas Medicare patrocinadas por el empleador

Los jubilados pueden acceder a las siguientes coberturas:

Cobertura Blue Cross Group Medicare Advantage Open Access (PPO)SM
Members can seek care from any provider that accepts Medicare nationwide at the same coverage level, in and out of network. Members may visit any provider that:

  1. Accepts Medicare
  2. Agrees to see them
  3. Agrees to bill BCBSOK

Retirees must continue to pay their Part B premium.

Cobertura Blue Cross Group Medicare Advantage (PPO)SM 
Members can seek care both in and out of network. Members who receive care outside the network still receive some level of benefit, likely less than with in-network providers. Members do not have to choose a Primary Care Provider (PCP) and may get care from a specialist without a referral. Retirees must continue to pay their Part B premium.

Blue Cross Group Medicare Advantage (HMO)SM Plan
Los asegurados solo tienen cobertura cuando buscan atención médica de la red, excepto en casos de emergencia. El médico de cabecera debe derivarlos a un especialista. Retirees must continue to pay their Part B premium.

Cobertura Blue Cross Group MedicareRx (PDP)SM
Plans provide coverage for prescription drugs. They enhance Original Medicare and BlueSecureSM policies and provide members with access to over 64,000 pharmacies. La lista de medicamentos incluye los medicamentos que más se recetan y copagos reducidos para los medicamentos genéricos.

BlueSecureSM
Supplemental medical plan helps to pay for expenses beyond what is covered by Medicare Parts A and B but does not include prescription drugs. Los asegurados pueden acudir a cualquier profesional de la salud que acepte Medicare. Retirees must continue to pay their Part B premium.

Beneficios adicionales de salud y bienestar

Part of the 'advantage' to offering a Blue Cross Group Medicare Advantage plan is the benefits above and beyond standard health insurance. The availability, cost and level of coverage can vary from plan to plan and can be custom designed for each group. Supplemental plan options include dental, vision, hearing, over-the-counter allowance, discount programs, fitness program, transportation, member rewards program, post-discharge meals and more.

Recursos útiles

Lista de medicamentos

Plan formulary is easily accessible online

www.prime.com

Entrega de medicamentos a domicilio

Easy refill-by-mail program.

www.alliancerxwp.com

Provider Finder

Use Provider Finder para buscar en la red más actualizada de médicos, especialistas, hospitales y otros profesionales de atención médica.